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good gems here

I have active cash. Good all around card. The zero balance transfer and zero purchase interest for 15 months is sweet

keep $x in points. keep trimming if you go above that

One of my mil friends is prob single handedly responsible for the amex charge card limit. between him and his p2 he has like 40+ platinum cards.

schwab you have to buy swvxx and go sell it. really annoying

The X5 Platinum Visa card comes in a metal card version (silver) for a $19.95 one time charge on top of the $95 AF LMAO this bank... 🤣🤣🤣🤣

Barclay's Hawaiian Business + Personal were enough for first class (lie flat) round trip x1. Think its a decent redemption. But outside of that and Wyndham I'm not familiar with their cards either.

Thanks for the answer!!

Thanks for the info + video!

Hopefully this is a sign of more credits, they're like Pokemon, gotta catch em all!

Good video RJ.

Cedar Rapids, IA needs a lounge :(

3:40 Yup people love to whine and complain about lounges

Based RJ

I’m hoping to keep my Amex cards as I’m a dedicated Schwab Platinum fan, but waiting to see if they’re going to force me to give up my Gold with more useless crap like Resy. Unless they expand the restaurant selections past overpriced “dining” I may be on the way out. Fingers crossed.

Citi Strata Premier is 10x through the portal.

6:43 69.2% APR? While I pay off my cards in full every month, that interest rate looks a bit steep. Was that Amex text AI generated?

I love it RJ! Keep up the great work! Now get back to work, the Biden economy is rough

smart of Amex to make these acquisitions. It was nice to reserve the lounge from the app. Would like to see them integrate those apps more.

Last September 2023 I applied for the Chase Marriott Boundless card and I got the notification that i was not eligible for the bonus offer (5 FNCs of 50k pts each) I am guessing it was because I got the beautiful Amex Marriott Brilliant less that two years when applied for this Boundless card,… anyway, I also got the notification that I can still get the card without the bonus offer,.. guess what, I wasn’t even interested on the bonus offer when I applied for this Boundless!!! So I submitted my application and got the card with no bonus. We all know why I applied for this card…. Cheers 🥂

Joyful Sunday To You Brother RJ.

Aquire currency - www.profitablecontent.com

When we started banking with BOA and eventually Merrill we went into a branch and had their ME representative assist in setting up the accounts. Any of the investments that we moved into the account the checks never came to us always to Merrill. Were happy with the CC with Preferred Rewards. I'm no day trader but for mostly holding ETF's it's straight forward to me.

Thank you for the reply Sir! My setup is that I already have the CFF and didn't want the CFU anymore so I figured the Citi DC would be a good choice also since I already have the Custom Cash (1 custom cash). The DC would be my ONLY catch all card and the CFF and CFU differences are the just the rotating and 1x vs the 1.5 on everything else so it seems it does make sense for me to have DC for my situation. My other cards I have are the SavorOne and Discover card with the rotating categories. Happy weekend!

The value of a 5/24 slot depreciates the longer you invest in maximizing credit cards. It matters a lot in the beginning, but eventually you need to move on. Chase has done a fantastic job of manufacturing scarcity in their products and making their cards a priority through the 5/24 rule.

I’m in the jam rn boss I tried to go in 6 different banks and They said they can’t help me

4% processing fee? Charge that on a Visa and file a complaint with Visa. They mandate a maximum credit card fee of 3%.

The 30k Amtrak bonus isn’t the best, every year they come out with a 40k offer.

RJ Absolutely should visit Colombia! 😅

Buy real estate when you know when and where you are headed, and when renting is more expensive than owning. Without a major injection of liquidity and high interest rates, I expect most real estate markets are headed for a correction.

Appreciate the answer RJ! You’re spot on with what I was thinking but wanted to get a second opinion. I have the itch to own as prices here are cheaper here compared to the east but at this point financially it makes sense to rent.

Brother RJ, you’re on the right track, happily single,…wifes are a drain in your wallet! Not worth it! I’ve been happily single for 4 years now! Will never ever, ever, get on a serious relationship again ever in my life!!! Enjoy your single life brother!!!!

Love's truck stops code as gas stations and have Amazon and Home Depot and other non-competitive gift cards for 5x back this quarter.

Based RJ

Fidelity ~5% sweep has been in place for a while (almost a year)

I was mouthing the target debit card as you said it. They are always hilarious

As long as Chase keeps the 1.5CPP for UR points, it's probably the safest place to stash compared to other places. Airlines and Hotels keep de-valuing their points. But booking through the portal using UR will always give you that same value.

@RJ, Thanks for your response. I totally feel that way at times about kids, especially when I see all the crazy travel redemptions for off peak travel😂. I keep joking with kids, wait till you guys go to college, my wife and I will travel around the world in business class during off peak travel with all the points I am hoarding😂

Great content as always RJ - keep up the great work!!

Does capital one still only allow 2 personal cards?

I love it RJ! Are you watching the debate tonight with your MAGA hat?

Always raining at profitable content - www.profitablecontent.com

First! 😂

can i get paid my company to another one that i own too?

Hey RJ Financial , really nice video ! I was wondering if I could help you with more Quality Editing in your videos , make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth to grow your channel ! Pls let me know what do you think ?

Hey RJ Financial , really nice video ! I was wondering if I could help you with more Quality Editing in your videos , make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth to grow your channel ! Pls let me know what do you think ?

Solid analysis

Great video RJ I was just wondering this myself. 🤔 Im currently 8/24 & have been gardening since January. Its tough because i will need at least 1 more no FTF card for a europe trip this year, but on the fence. Im trying to stick with business cards

I can confirm because about a month ago I had a double cash and I product changed to a second custom cash. I’m thinking I’m either going to do groceries and gas or groceries and dining or use them both for groceries